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Non-Working Employees Payroll and Work Comp Premium Calculation
As employers are struggling to maintain business operations, or are confronting a full or partial shutdown, every cost and expense is being closely scrutinized.  The organization that regulates workers’ compensation rates, NCCI, recently published some FAQs for employers and carriers about the COVID-19 situation.  Individual states will app...
Save Money with a Certified Written Safety Program
I know, how can it be December already?  Every day you get wrapped up in the immediate demands of your business operation, and before you know it, we are in the last calendar month of 2019.  If you are looking for a worthwhile initiative that can be fully implemented before the new year, consider adopting......
Florida Work Comp Rates May Decrease 5.4% in 2020
According to an August 29,2019 press release by the Florida Office of Insurance Regulation, the National Council on Compensation Insurance (NCCI), the company who files on behalf of Florida’s workers’ compensation insurance companies, submitted a rate filing for a proposed overall average statewide workers’ compensation premium decrease o...
New Florida Workers’ Comp Poster in 2019
Yes, recently the Florida Division of Workers’ Compensation released a new version of the Florida Workers’ Compensation poster commonly known as the “broken arm” poster. The newly released version of the “broken arm” poster now includes a URL, in addition to a phone number, for reporting suspected fraud. Click he...
Need to track subcontractor Work Comp coverage in Florida?
For Contractors working in Florida, the Division of Workers’ Compensation offers several databases that show the workers’ compensation insurance coverage by Florida companies, including construction contractors.  Best of all, these tracking and information sources are free to use.  As a back up to the physical collection of insurance ...
Alternate OSHA DART Rate Calculation Formula for Small Businesses
  We’ve come across a very interesting Interpretation letter published by OSHA, regarding the unfair impact to small companies of using standard injury rate calculations. Traditionally, DART, as well as any other type of OSHA incident rates, are based on a single year’s sum of incidents, multiplied by 200,000 and then divided by th...
Florida Work Comp rates dropping in 2018
It’s final.  This week, the Florida Insurance Commissioner issued a directive for workers’ compensation rates to be decreased by 9.8% beginning in 2018.  His final order increased the rate reductions recommended by the National Council on Compensation Insurance (NCCI).  In addition, State Insurance Commissioner David Almaier asked N...
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